In such a case, a syndicate of banks can each agree to put forward a portion of the principal sum.
Some argue against debt as an gadget and institution, on a personal, family, social, corporate Debt Consolidation Loan and governmental level. Islam forbids lending with concernment even today, while the Catholic church allowed it from 1822 onwards, and the Torah states that all debts should be erased every 7 years and every 50 years.